Comparison · 25 Sep 2026
Compare interest rates at 39 banks
Three source layers side by side · every figure traces back to a source and a read time
Term shown
12 months
filter by amount and deposit channel inside the table
The three highest rates across the 6- and 12-month terms
Assumes VND 1 billion, interest at maturity, term shown on each card. These are rates bank staff are quoting — not listed rates.
-
Rank 1
10.40%/yr 12mo
104,000,000 VND interest for the term · on VND 1 billion
no conditions stated
listed, same term 5.30%
-
Rank 2
10.20%/yr 12mo
102,000,000 VND interest for the term · on VND 1 billion
from VND 1 billion
no published rate to compare
-
Rank 3
10.10%/yr 12mo
101,000,000 VND interest for the term · on VND 1 billion
no conditions stated
no published rate to compare
Quoted rates depend on amount, channel and branch — confirm with the bank before transferring.
01 Market table — highest rate across the 6- and 12-month terms (40 banks)
Each bank is taken at the highest rate it quotes across the 6- and 12-month terms, set beside its published rate for that same term — this is the rate bank staff are quoting, not the published rate. The notes column carries the conditions attached.
- PVcomBank 5.30%/yr 10.40%/yr12mo+5.1 Multi-source survey
- KienlongBank rate sheet not read yet 10.20%/yr12mo from VND 1 billion · Rate poster image
- MSB no 12-month term 10.10%/yr12mo Multi-source survey
- NCB 6.20%/yr 10.00%/yr6mo+3.8 VND 1–200 million · Market survey
- GPBank rate sheet not read yet 9.90%/yr12mo from VND 500 million · Multi-source survey
- LPBank 7.20%/yr 9.90%/yr12mo+2.7 Multi-source survey
- MBV 7.00%/yr 9.87%/yr12mo+2.87 Multi-source survey
- Sacombank 7.20%/yr 9.80%/yr6mo+2.6 TP.HCM · Market survey
Show 32 more banks
- HDBank 5.65%/yr 9.60%/yr6mo+3.95 Multi-source survey
- MB 5.80%/yr 9.60%/yr6mo+3.8 Multi-source survey
- VPBank 6.25%/yr 9.60%/yr6mo+3.35 Multi-source survey
- Vikki Bank rate sheet not read yet 9.60%/yr12mo from VND 500 million · Multi-source survey
- SHB 6.50%/yr 9.50%/yr12mo+3 Multi-source survey
- VietBank 6.10%/yr 9.50%/yr12mo+3.4 TP.HCM · Market survey
- ABBANK 6.05%/yr 9.45%/yr12mo+3.4 from VND 1 billion · Multiple sources agree
- Vietcombank 3.50%/yr 9.36%/yr6mo+5.86 Rate poster image
- OCB 6.50%/yr 9.20%/yr6mo+2.7 Multiple sources agree
- Shinhan Bank rate sheet not read yet 9.20%/yr12mo Rate poster image
- TPBank 5.90%/yr 9.20%/yr6mo+3.3 Multi-source survey
- BIDV 5.90%/yr 9.10%/yr12mo+3.2 Multi-source survey
- SeABank 4.80%/yr 9.10%/yr12mo+4.3 Multiple sources agree
- VIB rate sheet not read yet 9.00%/yr12mo Multi-source survey
- Agribank 4.00%/yr 8.00%/yr6mo+4 Rate poster image
- VietinBank 3.50%/yr 8.00%/yr6mo+4.5 Multiple sources agree
- Saigonbank 7.20%/yr — no quoted rate recorded at the 6- or 12-month term in the last 14 days
- PGBank 7.10%/yr — no quoted rate recorded at the 6- or 12-month term in the last 14 days
- BVBank 6.90%/yr — no quoted rate recorded at the 6- or 12-month term in the last 14 days
- VCBNeo 6.80%/yr — no quoted rate recorded at the 6- or 12-month term in the last 14 days
- CIMB 6.60%/yr — no quoted rate recorded at the 6- or 12-month term in the last 14 days
- Nam A Bank 6.60%/yr — no quoted rate recorded at the 6- or 12-month term in the last 14 days
- Public Bank 6.60%/yr — no quoted rate recorded at the 6- or 12-month term in the last 14 days
- Techcombank 6.25%/yr — no quoted rate recorded at the 6- or 12-month term in the last 14 days
- ACB 5.90%/yr — no quoted rate recorded at the 6- or 12-month term in the last 14 days
- Standard Chartered 5.75%/yr — no quoted rate recorded at the 6- or 12-month term in the last 14 days
- UOB 5.70%/yr — no quoted rate recorded at the 6- or 12-month term in the last 14 days
- Eximbank 5.00%/yr — no quoted rate recorded at the 6- or 12-month term in the last 14 days
- HSBC 3.25%/yr — no quoted rate recorded at the 6- or 12-month term in the last 14 days
- Bac A Bank rate sheet not read yet — no quoted rate recorded at the 6- or 12-month term in the last 14 days
- SCB rate sheet not read yet — no quoted rate recorded at the 6- or 12-month term in the last 14 days
- VietABank rate sheet not read yet — no quoted rate recorded at the 6- or 12-month term in the last 14 days
Each bank is shown at the higher of its 6- and 12-month quoted rates — the 6M/12M tag next to the number says which term applies, and the published rate beside it is for that same term. Banks do not publish market rates on their official sites. The notes column carries the conditions attached to that particular rate: deposit tier, region and source label.
Every record every term, every deposit tier, with source and read time
- Unit
- %/yr
- Coverage
- 23 rows
- Date recorded
- 29 Sep → 07 Oct
- Status
- Passed the checks
| Bank | Term | Market rate | Date | Time |
|---|---|---|---|---|
| Vietcombankplus 1 more | 6 months | 9.36 | 03 Oct | 21:32 |
| BIDVplus 6 more | 6 months | 9.00 | 05 Oct | 21:03 |
| PVcomBankplus 34 more | 12 months | 10.40 | 07 Oct | 17:59 |
| KienlongBankplus 9 more | 12 months | 10.20 | 06 Oct | 20:58 |
| GPBankplus 67 more | 6 months | 9.80conditional maximum | 05 Oct | 21:44 |
| SeABankplus 7 more | 6 months | 9.00 | 01 Oct | 14:03 |
| VietinBankplus 1 more | 6 months | 8.00 | 07 Oct | 22:06 |
| HDBankplus 29 more | 9 months | 9.02 | 04 Oct | 20:57 |
| Agribank | 6 months | 8.00conditional maximum | 03 Oct | 20:56 |
| NCBplus 90 more | 6 months | 10.00 | 05 Oct | 09:59 |
| MBplus 121 more | 6 months | 9.60 | 03 Oct | 21:20 |
| MSBplus 9 more | 6 months | 10.00 | 03 Oct | 21:13 |
| VIBplus 9 more | 6 months | 9.40conditional maximum | 02 Oct | 09:30 |
| VietBankplus 57 more | 6 months | 9.50 | 07 Oct | 17:00 |
| Vikki Bankplus 8 more | 12 months | 9.60 | 06 Oct | 09:59 |
| VPBankplus 84 more | 13 months | 9.40 | 05 Oct | 21:08 |
| ABBANKplus 66 more | 7 months | 9.60 | 29 Sep | 13:19 |
| SHBplus 29 more | 6 months | 9.50 | 04 Oct | 21:26 |
| TPBankplus 25 more | 6 months | 9.20 | 04 Oct | 21:32 |
| LPBankplus 9 more | 10 months | 9.80 | 07 Oct | 21:38 |
| MBVplus 86 more | 12 months | 9.87 | 04 Oct | 21:01 |
| Sacombankplus 37 more | 6 months | 9.80 | 06 Oct | 15:31 |
| OCBplus 11 more | 6 months | 9.20 | 06 Oct | 14:07 |
28 rows could not be cross-checked against the official rate sheet — the reason is in the last column.
| Bank | Term | Market rate | Not cross-checked because | Date | Time |
|---|---|---|---|---|---|
| ABBANKplus 9 more | not stated | 9.50 | the post states no term — it cannot be cross-checked against a published rate | 02 Oct | 20:39 |
| ACB | not stated | 8.80 | the post states no term — it cannot be cross-checked against a published rate | 07 Oct | 20:57 |
| BIDVplus 5 more | 11 months | 9.00 | no published rate at the same term to cross-check against | 05 Oct | 21:03 |
| BVBankplus 1 more | not stated | 9.50 | the post states no term — it cannot be cross-checked against a published rate | 02 Oct | 11:23 |
| GPBankplus 146 more | 36 months | 9.99 | no published rate at the same term to cross-check against | 04 Oct | 21:39 |
| HDBankplus 3 more | not stated | 9.42conditional maximum | the post states no term — it cannot be cross-checked against a published rate | 03 Oct | 20:56 |
| KienlongBankplus 8 more | 60 months | 9.88 | no published rate at the same term to cross-check against | 05 Oct | 21:25 |
| LPBankplus 5 more | not stated | 9.95conditional maximum | the post states no term — it cannot be cross-checked against a published rate | 03 Oct | 21:22 |
| MBplus 27 more | not stated | 9.40 | the post states no term — it cannot be cross-checked against a published rate | 05 Oct | 21:32 |
| MBVplus 139 more | 13 months | 9.90 | no published rate at the same term to cross-check against | 05 Oct | 21:02 |
| MSBplus 28 more | not stated | 9.30conditional maximum | the post states no term — it cannot be cross-checked against a published rate | 07 Oct | 10:58 |
| NCBplus 11 more | not stated | 10.30 | the post states no term — it cannot be cross-checked against a published rate | 02 Oct | 12:27 |
| OCBplus 2 more | not stated | 9.70conditional maximum | the post states no term — it cannot be cross-checked against a published rate | 08 Oct | 10:18 |
| PGBank | not stated | 9.20 | the post states no term — it cannot be cross-checked against a published rate | 05 Oct | 11:00 |
| PVcomBankplus 13 more | not stated | 10.40 | the post states no term — it cannot be cross-checked against a published rate | 06 Oct | 18:05 |
| Sacombankplus 40 more | not stated | 9.70 | the post states no term — it cannot be cross-checked against a published rate | 05 Oct | 18:24 |
| SCB | not stated | 9.50 | the post states no term — it cannot be cross-checked against a published rate | 06 Oct | 15:21 |
| SeABankplus 5 more | not stated | 9.60 | the post states no term — it cannot be cross-checked against a published rate | 06 Oct | 15:19 |
| SHBplus 10 more | not stated | 9.66 | the post states no term — it cannot be cross-checked against a published rate | 04 Oct | 21:33 |
| Shinhan Bankplus 4 more | not stated | 9.40 | the post states no term — it cannot be cross-checked against a published rate | 03 Oct | 20:54 |
| Techcombank | not stated | 9.40 | the post states no term — it cannot be cross-checked against a published rate | 29 Sep | 09:01 |
| TPBankplus 8 more | not stated | 9.20conditional maximum | the post states no term — it cannot be cross-checked against a published rate | 05 Oct | 19:46 |
| VIBplus 10 more | not stated | 9.20 | the post states no term — it cannot be cross-checked against a published rate | 08 Oct | 09:06 |
| VietBankplus 20 more | not stated | 9.50 | the post states no term — it cannot be cross-checked against a published rate | 03 Oct | 19:46 |
| Vietcombank | not stated | 8.00conditional maximum | the post states no term — it cannot be cross-checked against a published rate | 03 Oct | 20:56 |
| VietinBank | not stated | 9.10 | the post states no term — it cannot be cross-checked against a published rate | 03 Oct | 21:01 |
| Vikki Bankplus 69 more | not stated | 9.99 | the post states no term — it cannot be cross-checked against a published rate | 03 Oct | 20:59 |
| VPBankplus 38 more | not stated | 9.90 | the post states no term — it cannot be cross-checked against a published rate | 07 Oct | 21:40 |
02 The ten highest published rates
From the official rate sheets, cross-checked against the banks' own pages, 12-month term. Market rates are in the section above — kept apart because banks do not publish those rates on their official pages.
receipt
- Source
- sacombank.com.vn
- Source page read at
- 00:50 on 21 Sep 2026 (Vietnam time)
- Interest paid
- at maturity
- Conditions (original, Vietnamese)
- at maturity · read from the PDF, source line: 12 tháng 7.00% 6.82% 6.78% 7.30% 7.11% 7.07% 7.50% 7.30% 7.25%
- Cross-check
- Recorded from the bank's published page; no second source yet
receipt
- Source
- webocb-api.ocb.com.vn
- Source page read at
- 00:49 on 21 Sep 2026 (Vietnam time)
- Interest paid
- at maturity
- Conditions (original, Vietnamese)
- At maturity · read from the PDF, source line: 12 tháng 7.40
- Cross-check
- Recorded from the bank's published page; no second source yet
receipt
- Source
- lpbank.com.vn
- Source page read at
- 11:05 on 18 Sep 2026 (Vietnam time)
- Channel
- online
- Interest paid
- at maturity
- Conditions (original, Vietnamese)
- Tiết kiệm online; lãi trả cuối kỳ; group: LSHD_VND; in force from: 2026-08-11; category: TK_ONLINE
- Cross-check
- Recorded from the bank's published page; no second source yet
receipt
- Source
- saigonbank.com.vn
- Source page read at
- 03:19 on 25 Sep 2026 (Vietnam time)
- Channel
- online
- Interest paid
- at maturity
- Conditions (original, Vietnamese)
- Lãi suất tiền gửi tiết kiệm (TGTK) online bằng đồng Việt Nam
- Cross-check
- Recorded from the bank's published page; no second source yet
receipt
- Source
- uob.com.vn
- Source page read at
- 00:51 on 21 Sep 2026 (Vietnam time)
- Interest paid
- at maturity
- Conditions (original, Vietnamese)
- Lãi cuối kỳ Lãi hàng tháng · read from the PDF, source line: 12 tháng 6,00 6,00 7,20
- Cross-check
- Recorded from the bank's published page; no second source yet
receipt
- Source
- pgbank.com.vn
- Source page read at
- 00:05 on 21 Sep 2026 (Vietnam time)
- Interest paid
- at maturity
- Conditions (original, Vietnamese)
- LÃI SUẤT TIỀN GỬI TIẾT KIỆM DÀNH CHO KHÁCH HÀNG CÁ NHÂN (VNĐ)
- Cross-check
- Recorded from the bank's published page; no second source yet
two sources agree
- Source
- mbv.com.vn
- Source page read at
- 13:45 on 11 Aug 2026 (Vietnam time)
- Channel
- in branch
- Interest paid
- at maturity
- Conditions (original, Vietnamese)
- Trả lãi cuối kỳ tại quầy
- Cross-check
- Confirmed by a second source
receipt
- Source
- bvbank.net.vn
- Source page read at
- 14:25 on 21 Sep 2026 (Vietnam time)
- Interest paid
- at maturity
- Conditions (original, Vietnamese)
- Kỳ hạn Lãi cuối kỳ Lãi tháng Lãi trước · read from the PDF, source line: 12 Tháng 6.90 6.69 6.45 Ngừng triển khai kể từ ngày
- Cross-check
- Recorded from the bank's published page; no second source yet
receipt
- Source
- vcbneo.com.vn
- Source page read at
- 03:19 on 25 Sep 2026 (Vietnam time)
- Interest paid
- at maturity
- Conditions (original, Vietnamese)
- "Chính sách lãi suất huy động áp dụng cụ thể theo đặc thù từng vùng, từng đơn vị. Vui lòng liên hệ trực tiếp CN/PGD trên
- Cross-check
- Recorded from the bank's published page; no second source yet
receipt
- Source
- cimbbank.com.vn
- Source page read at
- 03:28 on 25 Sep 2026 (Vietnam time)
- Interest paid
- at maturity
- Conditions (original, Vietnamese)
- cột khách hàng tiêu chuẩn (neo x=239) · 12 tháng /
- Cross-check
- Recorded from the bank's published page; no second source yet
03 The full table
39 banks, three source layers side by side. Filter by amount and channel at the top of the page; click a column heading to re-sort.
39 banks compared 12-month term · survey, official, press
- Unit
- %/yr
- Product
- VND deposits · individuals
- Interest paid
- At maturity
- Order
- Rate high → low
- Empty cell
- We have not read their table, or this term is not offered
| # | market rate | Applies toamount, conditions | the bank's own site | Open details | |
|---|---|---|---|---|---|
| 1 | PVcomBank | 10.40plus 2 more — see all | no amount stated | 5.30 pvcombank.com.vn · 06 Sep · 02:02 | |
|
Three source layers
Rates by deposit tier
Conditions and caveats [GD Tại quầy] Tiền gửi tiết kiệm VND A gap of 5.10 pts is wider than any internal spread we can read in the published-rate archive, and usually means a conditional rate, a very large deposit tier, or a product that is not an ordinary savings deposit. Before treating this as the prevailing level, have the bank confirm it directly. |
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| 2 | KienlongBank | 10.20rate sheet not read yetplus 4 more — see all | from VND 1 billion | — | |
|
Three source layers
Rates by deposit tier
Conditions and caveats A gap of 4.70 pts is wider than any internal spread we can read in the published-rate archive, and usually means a conditional rate, a very large deposit tier, or a product that is not an ordinary savings deposit. Before treating this as the prevailing level, have the bank confirm it directly. |
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| 3 | MSB | 10.10no 12-month termplus 2 more — see all | no amount stated | — | |
|
Three source layers
Rates by deposit tier
Conditions and caveats A gap of 3.30 pts is wider than any internal spread we can read in the published-rate archive, and usually means a conditional rate, a very large deposit tier, or a product that is not an ordinary savings deposit. Before treating this as the prevailing level, have the bank confirm it directly. |
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| 4 | LPBank | 9.90plus 3 more — see all | no amount stated | 7.20 online · lpbank.com.vn · 18 Sep · 11:05 | |
|
Three source layers
Rates by deposit tier
Conditions and caveats Tiết kiệm online; lãi trả cuối kỳ; group: LSHD_VND; in force from: 2026-08-11; category: TK_ONLINE A gap of 2.70 pts is wider than any internal spread we can read in the published-rate archive, and usually means a conditional rate, a very large deposit tier, or a product that is not an ordinary savings deposit. Before treating this as the prevailing level, have the bank confirm it directly. |
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| 5 | GPBank | 9.90rate sheet not read yetplus 25 more — see all | from VND 500 million | — | |
|
Three source layers
Rates by deposit tier
Conditions and caveats A gap of 4.35 pts is wider than any internal spread we can read in the published-rate archive, and usually means a conditional rate, a very large deposit tier, or a product that is not an ordinary savings deposit. Before treating this as the prevailing level, have the bank confirm it directly. |
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| 6 | MBV | 9.87plus 39 more — see all | no amount stated | 7.00 online · mbv.com.vn · 11 Aug · 13:45 | |
|
Three source layers
Rates by deposit tier
Conditions and caveats Trả lãi cuối kỳ Online A gap of 2.87 pts is wider than any internal spread we can read in the published-rate archive, and usually means a conditional rate, a very large deposit tier, or a product that is not an ordinary savings deposit. Before treating this as the prevailing level, have the bank confirm it directly. |
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| 7 | Sacombank | 9.65plus 3 more — see all | from VND 1 billion | 7.50 sacombank.com.vn · 21 Sep · 00:50 | |
|
Three source layers
Rates by deposit tier
Conditions and caveats at maturity · read from the PDF, source line: 12 tháng 7.00% 6.82% 6.78% 7.30% 7.11% 7.07% 7.50% 7.30% 7.25% A gap of 2.15 pts is wider than any internal spread we can read in the published-rate archive, and usually means a conditional rate, a very large deposit tier, or a product that is not an ordinary savings deposit. Before treating this as the prevailing level, have the bank confirm it directly. |
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| 8 | NCB | 9.65plus 22 more — see all | no amount stated | 6.40 ncb-bank.vn · 19 Aug · 19:12 | |
|
Three source layers
Rates by deposit tier
Conditions and caveats TIẾT KIỆM AN PHÚ · read from the PDF, source line: 12 tháng 6.40 6.21 6.25 A gap of 3.25 pts is wider than any internal spread we can read in the published-rate archive, and usually means a conditional rate, a very large deposit tier, or a product that is not an ordinary savings deposit. Before treating this as the prevailing level, have the bank confirm it directly. |
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| 9 | ABBANK | 9.60plus 10 more — see all | no amount stated | 6.05 online · abbank.vn · 06 Sep · 01:43 | |
|
Three source layers
Rates by deposit tier
Conditions and caveats Tiền gửi có kỳ hạn (Hợp đồng tiền gửi) VND: lĩnh lãi cuối kỳ, lĩnh lãi hàng tháng, lĩnh lãi hàng quý mở tại quầy giao dị A gap of 3.35 pts is wider than any internal spread we can read in the published-rate archive, and usually means a conditional rate, a very large deposit tier, or a product that is not an ordinary savings deposit. Before treating this as the prevailing level, have the bank confirm it directly. |
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| 10 | Vikki Bank | 9.60rate sheet not read yetplus 8 more — see all | from VND 500 million | — | |
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Three source layers
Rates by deposit tier
Conditions and caveats A gap of 3.50 pts is wider than any internal spread we can read in the published-rate archive, and usually means a conditional rate, a very large deposit tier, or a product that is not an ordinary savings deposit. Before treating this as the prevailing level, have the bank confirm it directly. |
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| 11 | SHB | 9.50plus 4 more — see all | no amount stated | 6.50 shb.com.vn · 21 Aug · 22:06 | |
|
Three source layers
Rates by deposit tier
Conditions and caveats Kỳ hạn 3T 6T 9T 12T 13T 18T 24T 36T · read from a wide table in the PDF, source line: Cuối kỳ 4.60 4.60 4.65 4.65 4.65 6.20 6.20 6.20 6.40 6.40 6.40 6.50 6.50 6.60 6.60 6.70 6.70 A gap of 3.00 pts is wider than any internal spread we can read in the published-rate archive, and usually means a conditional rate, a very large deposit tier, or a product that is not an ordinary savings deposit. Before treating this as the prevailing level, have the bank confirm it directly. |
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| 12 | VPBank | 9.50plus 20 more — see all | from VND 1 billion · conditional maximum | 6.25 vpbank.com.vn · 22 Sep · 23:36 | |
|
Three source layers
Rates by deposit tier
Conditions and caveats read from the PDF by vision; two passes agreed A gap of 3.25 pts is wider than any internal spread we can read in the published-rate archive, and usually means a conditional rate, a very large deposit tier, or a product that is not an ordinary savings deposit. Before treating this as the prevailing level, have the bank confirm it directly. |
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| 13 | VietBank | 9.50plus 11 more — see all | no amount stated | 6.10 static.vietbank.com.vn · 21 Sep · 00:51 | |
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Three source layers
Rates by deposit tier
Conditions and caveats KỲ HẠN LÃI CUỐI KỲ (%/NĂM) · read from the PDF, source line: 12 tháng 6.10% 6.10% A gap of 3.40 pts is wider than any internal spread we can read in the published-rate archive, and usually means a conditional rate, a very large deposit tier, or a product that is not an ordinary savings deposit. Before treating this as the prevailing level, have the bank confirm it directly. |
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| 14 | HDBank | 9.27plus 5 more — see all | no amount stated | 5.95 cdn.hdbank.com.vn · 09 Sep · 22:08 | |
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Three source layers
Rates by deposit tier
Conditions and caveats d. Lãi suất Tiền gửi tiết kiệm Online Vikki · read from the PDF, source line: 12 tháng 5,95 · a product on the rate sheet HDBank publishes A gap of 3.32 pts is wider than any internal spread we can read in the published-rate archive, and usually means a conditional rate, a very large deposit tier, or a product that is not an ordinary savings deposit. Before treating this as the prevailing level, have the bank confirm it directly. |
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| 15 | Shinhan Bank | 9.20rate sheet not read yet | no amount stated | — | |
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Three source layers
|
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| 16 | MB | 9.10plus 27 more — see all | VND 300 million–5 billion | 6.35 online · mbbank.com.vn · 12 Sep · 02:20 | |
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Three source layers
Rates by deposit tier
Conditions and caveats hiệu lực từ ngày 11-09-2026; IV. Lãi suất sản phẩm Tiền gửi số truyền thống:; 1. Lãi suất sản phẩm Tiền gửi số truyền thống (áp dụng: Khách hàng Mass); Khách hàng Mass | Số tiền từ trên 1 tỷ VND | Lãi trả sau (%/năm) A gap of 2.70 pts is wider than any internal spread we can read in the published-rate archive, and usually means a conditional rate, a very large deposit tier, or a product that is not an ordinary savings deposit. Before treating this as the prevailing level, have the bank confirm it directly. |
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| 17 | BIDV | 9.10 | no amount stated | 5.90 in branch · bidv.com.vn · 12 Aug · 14:29 | |
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Three source layers
Conditions and caveats region: Hà Nội & TP.HCM. Lãi suất nêu trên áp dụng đối với khách hàng cá nhân và chỉ mang tính tham khảo, có thể thay đổi tùy từng địa bàn. Để biết mức lãi suất cụ thể Quý khách hàng vui lòng liên hệ với Chi nhánh/Phòng Giao dịch BIDV trên cả nước. State-controlled banks have the lowest cost of funds in the market, so a quote 3.20 pts above their own published sheet is almost always a conditional rate or a different product. Before treating this as the prevailing level, have the bank confirm it directly. |
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| 18 | SeABank | 9.10plus 3 more — see all | no amount stated | 4.80 seabank.com.vn · 21 Sep · 01:01 | |
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Three source layers
Rates by deposit tier
Conditions and caveats Tiết kiệm Lĩnh lãi cuối kỳ A gap of 4.30 pts is wider than any internal spread we can read in the published-rate archive, and usually means a conditional rate, a very large deposit tier, or a product that is not an ordinary savings deposit. Before treating this as the prevailing level, have the bank confirm it directly. |
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| 19 | Vietcombank | 9.08 | no amount stated | 5.90 online · vietcombank.com.vn · 06 Aug · 15:48 | |
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Three source layers
Conditions and caveats type: Online State-controlled banks have the lowest cost of funds in the market, so a quote 3.18 pts above their own published sheet is almost always a conditional rate or a different product. Before treating this as the prevailing level, have the bank confirm it directly. |
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| 20 | TPBank | 9.00plus 7 more — see all | no amount stated · conditional maximum | 5.90 tpb.vn · 21 Sep · 00:50 | |
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Three source layers
Rates by deposit tier
Conditions and caveats tháng quý An Lộc Lộc thường lãi 12 kỳ kỳ tháng quý 6th/lần · read from the PDF, source line: 12 tháng 4.90 5.15 5.20 5.90 5.90 4.90 5.15 5.20 5.90 A gap of 2.80 pts is wider than any internal spread we can read in the published-rate archive, and usually means a conditional rate, a very large deposit tier, or a product that is not an ordinary savings deposit. Before treating this as the prevailing level, have the bank confirm it directly. |
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| 21 | VIB | 9.00rate sheet not read yetplus 1 more — see all | no amount stated | — | |
|
Three source layers
Rates by deposit tier
|
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| 22 | OCB | 8.00plus 1 more — see all | from VND 100 million | 6.80 online · ocb.com.vn · 18 Sep · 12:05 | |
|
Three source layers
Rates by deposit tier
Conditions and caveats type: Tiết kiệm Online |
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| Below: 18 banks with no quoted rate on record at this term. Missing survey data does not mean the rate is low. | |||||
| 23 | Saigonbank | — | — | 7.20 online · saigonbank.com.vn · 25 Sep · 03:19 | |
|
Three source layers
Conditions and caveats Lãi suất tiền gửi tiết kiệm (TGTK) online bằng đồng Việt Nam |
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| 24 | PGBank | — | — | 7.10 pgbank.com.vn · 21 Sep · 00:05 | |
|
Three source layers
Conditions and caveats LÃI SUẤT TIỀN GỬI TIẾT KIỆM DÀNH CHO KHÁCH HÀNG CÁ NHÂN (VNĐ) |
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| 25 | BVBank | — | — | 6.90 online · bvbank.net.vn · 11 Aug · 14:00 | |
|
Three source layers
Conditions and caveats Tiền gửi trực tuyến, lãi cuối kỳ |
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| 26 | VCBNeo | — | — | 6.80 vcbneo.com.vn · 25 Sep · 03:19 | |
|
Three source layers
Conditions and caveats "Chính sách lãi suất huy động áp dụng cụ thể theo đặc thù từng vùng, từng đơn vị. Vui lòng liên hệ trực tiếp CN/PGD trên |
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| 27 | CIMB | — | — | 6.60 cimbbank.com.vn · 25 Sep · 03:28 | |
|
Three source layers
Conditions and caveats cột khách hàng tiêu chuẩn (neo x=239) · 12 tháng / |
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| 28 | Nam A Bank | — | — | 6.60 online · namabank.com.vn · 11 Aug · 14:13 | |
|
Three source layers
Conditions and caveats Tiết kiệm trực tuyến (Online) |
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| 29 | Public Bank | — | — | 6.60 online · publicbank.com.vn · 11 Aug · 13:44 | |
|
Three source layers
Conditions and caveats Tiền gửi tiết kiệm trực tuyến |
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| 30 | Techcombank | — | — | 6.25 techcombank.com · 18 Sep · 10:44 | |
|
Three source layers
Conditions and caveats lưới 4 hạng × 3 bậc số dư — ghim nhóm hạng thường (cột 10–12), lấy bậc số dư thấp nhất · 12M |
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| 31 | ACB | — | — | 5.90 online · acb.com.vn · 12 Aug · 14:27 | |
|
Three source layers
Conditions and caveats product: Tiền gửi Online; Mức gửi/ TK (triệu VND): >= 5.000 |
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| 32 | Agribank | — | — | 5.90 agribank.com.vn · 11 Aug · 15:06 | |
|
Three source layers
Conditions and caveats 12 Tháng |
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| 33 | VietinBank | — | — | 5.90 vietinbank.vn · 21 Aug · 22:29 | |
|
Three source layers
Conditions and caveats LÃI SUẤT HUY ĐỘNG ĐỐI VỚI CÁC KỲ HẠN |
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| 34 | Standard Chartered | — | — | 5.75 online · av.sc.com · 11 Aug · 13:57 | |
|
Three source layers
Conditions and caveats Online Flexi Term Deposit, tính lãi trên cơ sở 365 ngày/năm |
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| 35 | UOB | — | — | 5.70 online · uob.com.vn · 11 Aug · 14:14 | |
|
Three source layers
Conditions and caveats 12 tháng, lãi cuối kỳ trực tuyến |
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| 36 | Eximbank | — | — | 5.00 media.eximbank.com.vn · 23 Sep · 03:12 | |
|
Three source layers
Conditions and caveats trước hàng tháng hàng quý hàng 6 tháng hàng năm cuối kỳ · read from the PDF, source line: 12 tháng 4,1 4,8 4,9 4,9 5,0 |
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| 37 | HSBC | — | — | 3.25 hsbc.com.vn · 11 Aug · 13:05 | |
|
Three source layers
Conditions and caveats Tài Khoản Tiền Gửi Có Kỳ Hạn và Tiền Gửi Tiết Kiệm |
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| 38 | Bac A Bank | — | — | — | |
|
Three source layers
|
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| 39 | VietABank | — | — | — | |
|
Three source layers
|
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| 40 | SCB | — | — | — | |
|
Three source layers
|
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-
01
PVcomBank
10.40plus 2 more — see allMulti-source survey07 Oct · 17:59
Sources and conditions
Applies to: no amount stated Web 5.30 · pvcombank.com.vn · 06 Sep · 02:02
Press — -
02
KienlongBank
10.20rate sheet not read yetplus 4 more — see allRate poster image06 Oct · 20:58
Sources and conditions
Applies to: from VND 1 billion Web —
Press 5.50 · VietnamNet · 25 Sep · 03:29 -
03
MSB
10.10no 12-month termplus 2 more — see allMulti-source survey03 Oct · 20:40
Sources and conditions
Applies to: no amount stated Web —
Press — -
04
LPBank
9.90plus 3 more — see allMulti-source survey04 Oct · 20:56
Sources and conditions
Applies to: no amount stated Web 7.20 · online · lpbank.com.vn · 18 Sep · 11:05
Press — -
05
GPBank
9.90rate sheet not read yetplus 25 more — see allMulti-source survey07 Oct · 22:40
Sources and conditions
Applies to: from VND 500 million Web —
Press 5.55 · VietnamNet · 25 Sep · 03:29 -
06
MBV
9.87plus 39 more — see allMulti-source survey04 Oct · 21:01
Sources and conditions
Applies to: no amount stated Web 7.00 · online · mbv.com.vn · 11 Aug · 13:45
Press — -
07
Sacombank
9.65plus 3 more — see allRate poster image06 Oct · 20:58
Sources and conditions
Applies to: from VND 1 billion Web 7.50 · sacombank.com.vn · 21 Sep · 00:50
Press — -
08
NCB
9.65plus 22 more — see allBank salespersonTP.HCM · 08 Oct · 09:57
Sources and conditions
Applies to: no amount stated Web 6.40 · ncb-bank.vn · 19 Aug · 19:12
Press — -
09
ABBANK
9.60plus 10 more — see allBank salespersonTP.HCM · 29 Sep · 13:19
Sources and conditions
Applies to: no amount stated Web 6.05 · online · abbank.vn · 06 Sep · 01:43
Press — -
10
Vikki Bank
9.60rate sheet not read yetplus 8 more — see allMulti-source survey06 Oct · 09:59
Sources and conditions
Applies to: from VND 500 million Web —
Press 6.10 · VietnamNet · 25 Sep · 03:29 -
11
SHB
9.50plus 4 more — see allMulti-source survey04 Oct · 21:26
Sources and conditions
Applies to: no amount stated Web 6.50 · shb.com.vn · 21 Aug · 22:06
Press — -
12
VPBank
9.50plus 20 more — see allMulti-source survey08 Oct · 19:13
Sources and conditions
Applies to: from VND 1 billion · conditional maximum Web 6.25 · vpbank.com.vn · 22 Sep · 23:36
Press — -
13
VietBank
9.50plus 11 more — see allMarket surveyTP.HCM · 07 Oct · 17:00
Sources and conditions
Applies to: no amount stated Web 6.10 · static.vietbank.com.vn · 21 Sep · 00:51
Press — -
14
HDBank
9.27plus 5 more — see allMarket survey08 Oct · 08:11
Sources and conditions
Applies to: no amount stated Web 5.95 · cdn.hdbank.com.vn · 09 Sep · 22:08
Press — -
15
Shinhan Bank
9.20rate sheet not read yetRate poster image03 Oct · 20:54
Sources and conditions
Applies to: no amount stated Web —
Press — -
16
MB
9.10plus 27 more — see allMultiple sources agree07 Oct · 22:21
Sources and conditions
Applies to: VND 300 million–5 billion Web 6.35 · online · mbbank.com.vn · 12 Sep · 02:20
Press — -
17
BIDV
9.10Multi-source survey03 Oct · 21:03
Sources and conditions
Applies to: no amount stated Web 5.90 · in branch · bidv.com.vn · 12 Aug · 14:29
Press — -
18
SeABank
9.10plus 3 more — see allMultiple sources agree07 Oct · 22:13
Sources and conditions
Applies to: no amount stated Web 4.80 · seabank.com.vn · 21 Sep · 01:01
Press — -
19
Vietcombank
9.08Rate poster image03 Oct · 21:32
Sources and conditions
Applies to: no amount stated Web 5.90 · online · vietcombank.com.vn · 06 Aug · 15:48
Press — -
20
TPBank
9.00plus 7 more — see allMulti-source survey05 Oct · 21:05
Sources and conditions
Applies to: no amount stated · conditional maximum Web 5.90 · tpb.vn · 21 Sep · 00:50
Press — -
21
VIB
9.00rate sheet not read yetplus 1 more — see allMulti-source survey05 Oct · 21:29
Sources and conditions
Applies to: no amount stated Web —
Press — -
22
OCB
8.00plus 1 more — see allRate poster image05 Oct · 21:02
Sources and conditions
Applies to: from VND 100 million Web 6.80 · online · ocb.com.vn · 18 Sep · 12:05
Press — - Below: 18 banks with no quoted rate on record at this term. Missing survey data does not mean the rate is low.
-
23
Saigonbank
—
Sources and conditions
Web 7.20 · online · saigonbank.com.vn · 25 Sep · 03:19
Press — -
24
PGBank
—
Sources and conditions
Web 7.10 · pgbank.com.vn · 21 Sep · 00:05
Press — -
25
BVBank
—
Sources and conditions
Web 6.90 · online · bvbank.net.vn · 11 Aug · 14:00
Press — -
26
VCBNeo
—
Sources and conditions
Web 6.80 · vcbneo.com.vn · 25 Sep · 03:19
Press — -
27
CIMB
—
Sources and conditions
Web 6.60 · cimbbank.com.vn · 25 Sep · 03:28
Press — -
28
Nam A Bank
—
Sources and conditions
Web 6.60 · online · namabank.com.vn · 11 Aug · 14:13
Press — -
29
Public Bank
—
Sources and conditions
Web 6.60 · online · publicbank.com.vn · 11 Aug · 13:44
Press — -
30
Techcombank
—
Sources and conditions
Web 6.25 · techcombank.com · 18 Sep · 10:44
Press — -
31
ACB
—
Sources and conditions
Web 5.90 · online · acb.com.vn · 12 Aug · 14:27
Press — -
32
Agribank
—
Sources and conditions
Web 5.90 · agribank.com.vn · 11 Aug · 15:06
Press — -
33
VietinBank
—
Sources and conditions
Web 5.90 · vietinbank.vn · 21 Aug · 22:29
Press — -
34
Standard Chartered
—
Sources and conditions
Web 5.75 · online · av.sc.com · 11 Aug · 13:57
Press — -
35
UOB
—
Sources and conditions
Web 5.70 · online · uob.com.vn · 11 Aug · 14:14
Press — -
36
Eximbank
—
Sources and conditions
Web 5.00 · media.eximbank.com.vn · 23 Sep · 03:12
Press — -
37
HSBC
—
Sources and conditions
Web 3.25 · hsbc.com.vn · 11 Aug · 13:05
Press — -
38
Bac A Bank
—
Sources and conditions
Web —
Press 7.10 · VietnamNet · 25 Sep · 03:29 -
39
VietABank
—
Sources and conditions
Web —
Press 6.10 · VietnamNet · 25 Sep · 03:29 -
40
SCB
—
Sources and conditions
Web —
Press 3.70 · VietnamNet · 25 Sep · 03:29
Every term 32 banks × 6 terms from the official rate sheets
- Unit
- %/yr
- Interest paid
- At maturity
- Each cell
- Highest rate at that term
- Underlined
- Highest in the table
- Empty cell
- We have not read their table, or this term is not offered
| Bank | 1months | 3months | 6months | 9months | 12months | 13months | Source |
|---|---|---|---|---|---|---|---|
| Sacombank other terms (11): 2, 4, 5, 7, 8, 10… months — see all | 4.75 | 4.75 | 7.20 | 7.20 | 7.50 | 7.50 | receipt
|
| OCB other terms (13): 2, 4, 5, 7, 8, 10… months — see all | 4.75in branch | 4.75 | 7.20 | 6.40 | 7.40 | 6.70 | two sources agree
|
| LPBank other terms (15): 2, 4, 5, 7, 8, 10… months — see all | 4.40online | 4.65online | 7.00online | 6.90online | 7.20online | 7.15online | receipt
|
| Saigonbank other terms (10): 2, 4, 5, 7, 8, 10… months — see all | 4.75 | 4.75 | 6.90online | 6.70online | 7.20online | 7.90 | two sources agree
|
| UOB other terms (7): 2, 4, 5, 7, 8, 10… months — see all | 4.73 | 4.73 | 7.00 | 7.00 | 7.20 | — | two sources agree
|
| PGBank other terms (8): 2, 4, 5, 7, 8, 18… months — see all | 4.75 | 4.75 | 7.00 | 7.00 | 7.10 | 7.10 | receipt
|
| MBV other terms (3): 18, 24, 36 months — see all | 4.60online | 4.75in branch | 7.00online | — | 7.00in branch | — | two sources agree
|
| BVBank other terms (13): 2, 4, 5, 7, 8, 10… months — see all | 4.75 | 4.75 | 6.70 | 6.70 | 6.90 | — | two sources agree
|
| VCBNeo other terms (13): 2, 4, 5, 7, 8, 10… months — see all | 4.65 | 4.75 | 6.50 | 6.50 | 6.80 | 6.80 | two sources agree
|
| CIMB other terms (1): 2 months — see all | 4.75 | 4.75 | 6.20 | 6.20 | 6.60 | — | receipt
|
| Nam A Bank other terms (30): 2, 4, 5, 7, 8, 10… months — see all | 4.60 | 4.75online | 6.40 | 6.60 | 6.60 | 6.70online | receipt
|
| Public Bank other terms (16): 2, 4, 5, 7, 8, 10… months — see all | 4.75 | 4.75 | 6.10 | 6.30 | 6.60 | 6.80 | two sources agree
|
| SHB other terms (11): 2, 4, 5, 7, 8, 10… months — see all | 4.60 | 4.65 | 6.20 | 6.40 | 6.50 | 6.50 | receipt
|
| MB other terms (13): 2, 4, 5, 7, 8, 10… months — see all | 4.60online | 4.75online | 5.90online | 5.90online | 6.40online | 6.40online | receipt
|
| NCB other terms (14): 2, 4, 5, 7, 8, 10… months — see all | 4.70 | 4.75 | 6.20 | 6.20 | 6.40 | 6.50 | receipt
|
| Techcombank other terms (30): 2, 4, 5, 7, 8, 10… months — see all | 4.05 | 4.35 | 6.05 | 6.05 | 6.25 | 5.35 | receipt
|
| VPBank other terms (11): 2, 4, 5, 7, 8, 10… months — see all | 4.45 | 4.65 | 6.25 | 6.25 | 6.25 | 6.00 | receipt
|
| VietBank other terms (19): 2, 4, 5, 7, 8, 10… months — see all | 4.60 | 4.60 | 5.90 | 6.00 | 6.10 | — | receipt
|
| ABBANK other terms (13): 2, 4, 5, 7, 8, 10… months — see all | 3.79online · paid upfront | 3.96online · paid upfront | 6.06online · paid upfront | 6.05online | 6.05online | 6.05online | two sources agree
|
| HDBank other terms (13): 2, 4, 5, 7, 8, 10… months — see all | 4.20 | 4.35 | 5.65 | 4.80 | 5.95 | 6.00 | receipt
|
| ACB other terms (7): 2, 4, 5, 15, 18, 24… months — see all | 4.75online | 4.75online | 5.10online | 5.30online | 5.90online | 5.40in branch | two sources agree
|
| Agribank other terms (10): 2, 4, 5, 7, 8, 10… months — see all | 2.60 | 2.90 | 4.00 | 4.00 | 5.90 | 5.90 | two sources agree
|
| BIDV other terms (6): 2, 5, 15, 18, 24, 36 months — see all | 2.10in branch | 2.40in branch | 3.50in branch | 3.50in branch | 5.90in branch | 5.90in branch | two sources agree
|
| VietinBank other terms (10): 2, 4, 5, 7, 8, 10… months — see all | 2.10 | 2.40 | 3.50 | 3.50 | 5.90 | 5.90 | two sources agree
|
| TPBank other terms (13): 2, 4, 5, 7, 16, 18… months — see all | 4.20 | 4.20 | 5.90 | 5.70 | 5.90 | 5.90 | receipt
|
| Vietcombank other terms (5): 2, 24, 36, 48, 60 months — see all | 2.10in branch | 2.40in branch | 3.50in branch | 3.50in branch | 5.90in branch | — | two sources agree
|
| HSBC other terms (3): 18, 24, 36 months — see all | 1.00 | 2.25 | — | 2.75 | 5.75periodic | — | two sources agree
|
| Standard Chartered other terms (6): 2, 18, 20, 24, 30, 36 months — see all | 3.89 | 4.25 | 5.01 | 5.25 | 5.75 | — | receipt
|
| PVcomBank other terms (13): 2, 4, 5, 7, 8, 10… months — see all | 4.73paid upfront | 4.73periodic | 5.00 | 5.00 | 5.30 | 5.50 | receipt
|
| Eximbank other terms (12): 2, 4, 5, 7, 8, 10… months — see all | 3.90periodic | 4.10periodic | 4.70 | 4.70 | 5.00 | — | receipt
|
| SeABank other terms (11): 2, 4, 5, 7, 8, 10… months — see all | 3.95 | 4.45 | 4.45 | 4.65 | 4.80 | — | receipt
|
| MSB other terms (3): 2, 4, 5 months — see all | 4.75 | 4.75 | 6.30 | — | — | — | two sources agree
|
1990 rows at 33 other terms (2–60 months) sit on the individual bank pages.
receipt
- Source
- sacombank.com.vn
- Source page read at
- 00:50 on 21 Sep 2026 (Vietnam time)
- Interest paid
- at maturity
- Conditions (original, Vietnamese)
- at maturity · read from the PDF, source line: 12 tháng 7.00% 6.82% 6.78% 7.30% 7.11% 7.07% 7.50% 7.30% 7.25%
- Cross-check
- Recorded from the bank's published page; no second source yet
receipt
- Source
- webocb-api.ocb.com.vn
- Source page read at
- 00:49 on 21 Sep 2026 (Vietnam time)
- Interest paid
- at maturity
- Conditions (original, Vietnamese)
- At maturity · read from the PDF, source line: 12 tháng 7.40
- Cross-check
- Recorded from the bank's published page; no second source yet
receipt
- Source
- lpbank.com.vn
- Source page read at
- 11:05 on 18 Sep 2026 (Vietnam time)
- Channel
- online
- Interest paid
- at maturity
- Conditions (original, Vietnamese)
- Tiết kiệm online; lãi trả cuối kỳ; group: LSHD_VND; in force from: 2026-08-11; category: TK_ONLINE
- Cross-check
- Recorded from the bank's published page; no second source yet
receipt
- Source
- saigonbank.com.vn
- Source page read at
- 03:19 on 25 Sep 2026 (Vietnam time)
- Channel
- online
- Interest paid
- at maturity
- Conditions (original, Vietnamese)
- Lãi suất tiền gửi tiết kiệm (TGTK) online bằng đồng Việt Nam
- Cross-check
- Recorded from the bank's published page; no second source yet
receipt
- Source
- uob.com.vn
- Source page read at
- 00:51 on 21 Sep 2026 (Vietnam time)
- Interest paid
- at maturity
- Conditions (original, Vietnamese)
- Lãi cuối kỳ Lãi hàng tháng · read from the PDF, source line: 12 tháng 6,00 6,00 7,20
- Cross-check
- Recorded from the bank's published page; no second source yet
receipt
- Source
- pgbank.com.vn
- Source page read at
- 00:05 on 21 Sep 2026 (Vietnam time)
- Interest paid
- at maturity
- Conditions (original, Vietnamese)
- LÃI SUẤT TIỀN GỬI TIẾT KIỆM DÀNH CHO KHÁCH HÀNG CÁ NHÂN (VNĐ)
- Cross-check
- Recorded from the bank's published page; no second source yet
two sources agree
- Source
- mbv.com.vn
- Source page read at
- 13:45 on 11 Aug 2026 (Vietnam time)
- Channel
- in branch
- Interest paid
- at maturity
- Conditions (original, Vietnamese)
- Trả lãi cuối kỳ tại quầy
- Cross-check
- Confirmed by a second source
receipt
- Source
- bvbank.net.vn
- Source page read at
- 14:25 on 21 Sep 2026 (Vietnam time)
- Interest paid
- at maturity
- Conditions (original, Vietnamese)
- Kỳ hạn Lãi cuối kỳ Lãi tháng Lãi trước · read from the PDF, source line: 12 Tháng 6.90 6.69 6.45 Ngừng triển khai kể từ ngày
- Cross-check
- Recorded from the bank's published page; no second source yet
receipt
- Source
- vcbneo.com.vn
- Source page read at
- 03:19 on 25 Sep 2026 (Vietnam time)
- Interest paid
- at maturity
- Conditions (original, Vietnamese)
- "Chính sách lãi suất huy động áp dụng cụ thể theo đặc thù từng vùng, từng đơn vị. Vui lòng liên hệ trực tiếp CN/PGD trên
- Cross-check
- Recorded from the bank's published page; no second source yet
receipt
- Source
- cimbbank.com.vn
- Source page read at
- 03:28 on 25 Sep 2026 (Vietnam time)
- Interest paid
- at maturity
- Conditions (original, Vietnamese)
- cột khách hàng tiêu chuẩn (neo x=239) · 12 tháng /
- Cross-check
- Recorded from the bank's published page; no second source yet
receipt
- Source
- namabank.com.vn
- Source page read at
- 15:37 on 14 Aug 2026 (Vietnam time)
- Interest paid
- at maturity
- Conditions (original, Vietnamese)
- Interest rates
- Cross-check
- Recorded from the bank's published page; no second source yet
receipt
- Source
- publicbank.com.vn
- Source page read at
- 23:23 on 22 Sep 2026 (Vietnam time)
- Interest paid
- at maturity
- Conditions (original, Vietnamese)
- LÃI SUẤT TIỀN GỬI CÓ KỲ HẠN VÀ TIỀN GỬI TIẾT KIỆM - PLUS
- Cross-check
- Recorded from the bank's published page; no second source yet
receipt
- Source
- shb.com.vn
- Source page read at
- 22:06 on 21 Aug 2026 (Vietnam time)
- Interest paid
- at maturity
- Conditions (original, Vietnamese)
- Kỳ hạn 3T 6T 9T 12T 13T 18T 24T 36T · read from a wide table in the PDF, source line: Cuối kỳ 4.60 4.60 4.65 4.65 4.65 6.20 6.20 6.20 6.40 6.40 6.40 6.50 6.50 6.60 6.60 6.70 6.70
- Cross-check
- Recorded from the bank's published page; no second source yet
receipt
- Source
- mbbank.com.vn
- Source page read at
- 02:20 on 12 Sep 2026 (Vietnam time)
- Channel
- online
- Interest paid
- at maturity
- Conditions (original, Vietnamese)
- hiệu lực từ ngày 11-09-2026; IV. Lãi suất sản phẩm Tiền gửi số truyền thống:; 2. Lãi suất sản phẩm Tiền gửi số truyền thống (áp dụng: Khách hàng Priority & Khách hàng Private); Khách hàng Priority | Số tiền từ trên 1 tỷ VND | Lãi trả sau (%/năm)
- Cross-check
- Recorded from the bank's published page; no second source yet
receipt
- Source
- ncb-bank.vn
- Source page read at
- 19:12 on 19 Aug 2026 (Vietnam time)
- Interest paid
- at maturity
- Conditions (original, Vietnamese)
- TIẾT KIỆM AN PHÚ · read from the PDF, source line: 12 tháng 6.40 6.21 6.25
- Cross-check
- Recorded from the bank's published page; no second source yet
receipt
- Source
- techcombank.com
- Source page read at
- 10:44 on 18 Sep 2026 (Vietnam time)
- Interest paid
- at maturity
- Conditions (original, Vietnamese)
- lưới 4 hạng × 3 bậc số dư — ghim nhóm hạng thường (cột 10–12), lấy bậc số dư thấp nhất · 12M
- Cross-check
- Recorded from the bank's published page; no second source yet
receipt
- Source
- vpbank.com.vn
- Source page read at
- 23:36 on 22 Sep 2026 (Vietnam time)
- Interest paid
- at maturity
- Conditions (original, Vietnamese)
- read from the PDF by vision; two passes agreed
- Cross-check
- Recorded from the bank's published page; no second source yet
receipt
- Source
- static.vietbank.com.vn
- Source page read at
- 00:51 on 21 Sep 2026 (Vietnam time)
- Interest paid
- at maturity
- Conditions (original, Vietnamese)
- KỲ HẠN LÃI CUỐI KỲ (%/NĂM) · read from the PDF, source line: 12 tháng 6.10% 6.10%
- Cross-check
- Recorded from the bank's published page; no second source yet
receipt
- Source
- abbank.vn
- Source page read at
- 01:43 on 06 Sep 2026 (Vietnam time)
- Channel
- online
- Interest paid
- at maturity
- Conditions (original, Vietnamese)
- Tiền gửi có kỳ hạn (Hợp đồng tiền gửi) VND: lĩnh lãi cuối kỳ, lĩnh lãi hàng tháng, lĩnh lãi hàng quý mở tại quầy giao dị
- Cross-check
- Recorded from the bank's published page; no second source yet
receipt
- Source
- cdn.hdbank.com.vn
- Source page read at
- 22:08 on 09 Sep 2026 (Vietnam time)
- Interest paid
- at maturity
- Conditions (original, Vietnamese)
- d. Lãi suất Tiền gửi tiết kiệm Online Vikki · read from the PDF, source line: 12 tháng 5,95 · a product on the rate sheet HDBank publishes
- Cross-check
- Recorded from the bank's published page; no second source yet
two sources agree
- Source
- acb.com.vn
- Source page read at
- 14:27 on 12 Aug 2026 (Vietnam time)
- Channel
- online
- Interest paid
- at maturity
- Conditions (original, Vietnamese)
- product: Tiền gửi Online; Mức gửi/ TK (triệu VND): >= 5.000
- Cross-check
- Confirmed by a second source
two sources agree
- Source
- agribank.com.vn
- Source page read at
- 15:06 on 11 Aug 2026 (Vietnam time)
- Interest paid
- at maturity
- Conditions (original, Vietnamese)
- 12 Tháng
- Cross-check
- Confirmed by a second source
two sources agree
- Source
- bidv.com.vn
- Source page read at
- 14:29 on 12 Aug 2026 (Vietnam time)
- Channel
- in branch
- Interest paid
- at maturity
- Conditions (original, Vietnamese)
- region: Hà Nội & TP.HCM. Lãi suất nêu trên áp dụng đối với khách hàng cá nhân và chỉ mang tính tham khảo, có thể thay đổi tùy từng địa bàn. Để biết mức lãi suất cụ thể Quý khách hàng vui lòng liên hệ với Chi nhánh/Phòng Giao dịch BIDV trên cả nước.
- Cross-check
- Confirmed by a second source
receipt
- Source
- vietinbank.vn
- Source page read at
- 22:29 on 21 Aug 2026 (Vietnam time)
- Interest paid
- at maturity
- Conditions (original, Vietnamese)
- LÃI SUẤT HUY ĐỘNG ĐỐI VỚI CÁC KỲ HẠN
- Cross-check
- Recorded from the bank's published page; no second source yet
receipt
- Source
- tpb.vn
- Source page read at
- 00:50 on 21 Sep 2026 (Vietnam time)
- Interest paid
- at maturity
- Conditions (original, Vietnamese)
- tháng quý An Lộc Lộc thường lãi 12 kỳ kỳ tháng quý 6th/lần · read from the PDF, source line: 12 tháng 4.90 5.15 5.20 5.90 5.90 4.90 5.15 5.20 5.90
- Cross-check
- Recorded from the bank's published page; no second source yet
two sources agree
- Source
- vietcombank.com.vn
- Source page read at
- 15:48 on 06 Aug 2026 (Vietnam time)
- Channel
- in branch
- Interest paid
- at maturity
- Conditions (original, Vietnamese)
- type: Savings
- Cross-check
- Confirmed by a second source
two sources agree
- Source
- hsbc.com.vn
- Source page read at
- 13:05 on 11 Aug 2026 (Vietnam time)
- Interest paid
- periodic
- Conditions (original, Vietnamese)
- Tài Khoản Tiết Kiệm Đa Kỳ Hạn - Kỳ 4 (tháng 10-12); lãi trả quý
- Cross-check
- Confirmed by a second source
receipt
- Source
- av.sc.com
- Source page read at
- 00:49 on 21 Sep 2026 (Vietnam time)
- Interest paid
- at maturity
- Conditions (original, Vietnamese)
- Lãi Suất Ưu Đãi Tiền Gửi Trực Tuyến VNĐ/ · read from the PDF, source line: 12 tháng/ 5.75%
- Cross-check
- Recorded from the bank's published page; no second source yet
receipt
- Source
- pvcombank.com.vn
- Source page read at
- 02:02 on 06 Sep 2026 (Vietnam time)
- Interest paid
- at maturity
- Conditions (original, Vietnamese)
- [GD Tại quầy] Tiền gửi tiết kiệm VND
- Cross-check
- Recorded from the bank's published page; no second source yet
receipt
- Source
- media.eximbank.com.vn
- Source page read at
- 03:12 on 23 Sep 2026 (Vietnam time)
- Interest paid
- at maturity
- Conditions (original, Vietnamese)
- trước hàng tháng hàng quý hàng 6 tháng hàng năm cuối kỳ · read from the PDF, source line: 12 tháng 4,1 4,8 4,9 4,9 5,0
- Cross-check
- Recorded from the bank's published page; no second source yet
receipt
- Source
- seabank.com.vn
- Source page read at
- 01:01 on 21 Sep 2026 (Vietnam time)
- Interest paid
- at maturity
- Conditions (original, Vietnamese)
- Tiết kiệm Lĩnh lãi cuối kỳ
- Cross-check
- Recorded from the bank's published page; no second source yet
- Layer
- Press sources
- Coverage
- 7 banks
- Sorted by
- Bank name
- Ranking
- Not ranked together
| Bank | 3months | 6months | 9months | 12months | Source |
|---|---|---|---|---|---|
| Bac A Bank | 4.75 | 7.05 | 7.05 | 7.10 | press sources
|
| GPBank | 3.70 | 5.25 | 5.35 | 5.55 | press sources
|
| KienlongBank | 4.20 | 5.50 | 5.20 | 5.50 | press sources
|
| SCB | 1.90 | 2.90 | 2.90 | 3.70 | press sources
|
| VIB | 4.45 | 5.70 | 5.80 | — | press sources
|
| VietABank | 4.75 | — | — | 6.10 | press sources
|
| Vikki Bank | 4.70 | — | — | 6.10 | press sources
|
04 Head-to-head: banks you choose
Pick up to 4 banks, one term and one amount — one card per bank, both rate layers side by side, the interest earned worked out for your own deposit. The leader on each measure is marked.
Simple interest, no roll-over. Market rates are what our survey recorded — banks do not publish them on their official pages; confirm with the bank before you deposit.
05 Other terms
The highest rate our survey recorded at each term.
- 1months 4.80 VietBank Bank salesperson Open the table
- 2months 4.80 VietBank Bank salesperson Bank page
- 3months 4.80 VietBank Bank salesperson Open the table
- 4months 4.75 GPBank Market survey Bank page
- 5months 4.75 ABBANK Rate poster image Bank page
- 6months 10.00 MSB Multi-source survey Open the table
- 7months 9.68 LPBank Multiple sources agree Bank page
- 8months 9.75 LPBank Multiple sources agree Bank page
- 9months 10.00 MSB Inferred from a shorter terminferred from 6M 10.00% on 03 Oct Open the table
- 10months 9.80 LPBank Multiple sources agree Bank page
- 11months 9.60 ABBANK Bank salesperson Bank page
- 13months 9.90 MBV Multi-source survey Open the table
- 14months 9.20 PVcomBank Market survey Bank page
- 15months 9.28 MBV Rate poster image Bank page
- 16months 9.20 PVcomBank Market survey Bank page
- 17months 9.20 PVcomBank Market survey Bank page
- 20months 9.00 MSB Rate poster image Bank page
- 21months 5.90 TPBank Rate poster image Bank page
- 30months 7.00 TPBank Rate poster image Bank page
- 35months 7.30 MSB Rate poster image Bank page
- 37months 8.30 MSB Multiple sources agree Bank page
- 48months 9.30 MBV Rate poster image Bank page
- 50months 9.30 MSB Rate poster image Bank page
- 51months 8.30 MSB Rate poster image Bank page
- 60months 9.88 KienlongBank Rate poster image Bank page
Market-wide term curve
Median of each bank's highest official rate, for terms with at least 5 banks · vertical axis 4.55–6.5 %/yr · horizontal axis ordered by term
871 further survey records sit on the individual term and bank pages. 121 records name no term — they cannot be cross-checked against the official rate sheets.
06 Sources and methodology
Data coverage 3128/3128 rows open their source · Data edition 25 Sep 2026
- Scope
- VND savings deposits, individual customers
- Institutions
- 39 commercial banks — 32 official published sources + 7 press sources
- Term
- 6 terms on the table, 1–13 months; the archive holds 33 more terms
- Records
- 3128/3128 rows open their source
- Selection rule
- The highest rate each bank publishes for each term, across every VND deposit product for individual customers
- Updated
- 19:26 on 08 Oct 2026 (Vietnam time)