VI EN DATA AS OF 25 Sep MARKET 08 Oct
5 recent rate changes →
  1. VPBank+0.25 pts 7mo · 22 Sep
  2. Nam A Bank-0.40 pts 13mo · 21 Sep
  3. VCBNeo-0.10 pts 1mo · 21 Sep
  4. OCB+0.70 pts 6mo · 20 Sep
  5. TPBank+0.55 pts 1mo · 20 Sep
  6. MEDIAN 12mo 6.25% 31 banks
  7. CURVE PEAK 12mo market layer

Data edition 06 Oct 2026 · press sources · read 3 days ago

Interest rates SCB

Ngân hàng TMCP Sài Gòn

Published rates

Highest per press coverage · 12 months

online

3.70%/yr

37,000,000 VND in interest at maturity

below 25,500,000 VND compared with the market median (6.25%/yr)

A deposit of VND 1 billion · 12 months · interest paid at maturity · cross-checked against vietnamnet.vn

Mức niêm yết cao nhất của SCB hôm nay là 3.70%/năm, kỳ hạn 12 tháng. Trung vị thị trường cùng kỳ hạn là 6.25%/năm. Gửi 1 tỷ đồng 12 tháng ở mức này nhận khoảng 37,000,000 đ tiền lãi.

Note:Press-sourced. The figures on this page are taken from the deposit rate tables compiled by the press (vietnamnet.vn) — not the rates SCB publishes itself. This table was published on 22 Sep 2026. For the published rates, see scb.com.vn.

3-month term
1.90%/yr 2.79 pts below the market median
6-month term
2.90%/yr 3.2 pts below the market median
12-month term
3.70%/yr 2.55 pts below the market median

Term curve

The highest rate SCB shows in the press rate tables at each term · vertical axis 1.9–3.7 %/yr · horizontal axis ordered by term

3mo 6mo 9mo 12mo

How much interest would you earn at SCB?

Simple interest, paid at maturity, using the highest rate at each term in the sheet.

6-month term · 2.90%

100,000,000 VND
+1,450,000 VND
500,000,000 VND
+7,250,000 VND
1,000,000,000 VND
+14,500,000 VND

12-month term · 3.70%

100,000,000 VND
+3,700,000 VND
500,000,000 VND
+18,500,000 VND
1,000,000,000 VND
+37,000,000 VND

Another amount: open the interest calculator →

01 Market rates actually quoted at SCB

Only records that clear the automated gate appear here — the bank identified, the figure explicit, the post still inside the 14-day window. These are the rates depositors and bank staff share publicly — SCB does not publish this rate on its own site — so they sit in a separate evidence layer and are never mixed into the published rates above.

A further 1 rows clear the gate but cannot yet be matched against the published rate sheet: the term or a necessary condition is missing.

Market rates that could not be cross-checked against the official rate sheet, with the reason
Term Market rate Not cross-checked because Date Time
not stated 9.50 the post states no term — it cannot be cross-checked against a published rate 06 Oct 15:21

02 SCB savings rates press sources

The 5 rates below were published by press compilations, not by SCB itself. Every row opens a receipt: which article it was read from, and at what time. Press tables usually carry a single rate per term, so they do not break out the deposit channel and the deposit tier the way a bank's own sheet does.

Full rate sheet 5 rows · every channel, payout option and condition
SCB deposit rates by term
TermInterest rates Channel Interest paid Conditions Source
3 months 1.90 online at maturity Online deposit rate table compiled by the…
receipt
Source
vietnamnet.vn
Source page read at
03:29 on 25 Sep 2026 (Vietnam time)
Channel
online
Interest paid
at maturity
Conditions (original, Vietnamese)
Online deposit rate table compiled by the press
Cross-check
Recorded from the bank's published page; no second source yet
6 months 2.90 online at maturity Online deposit rate table compiled by the…
receipt
Source
vietnamnet.vn
Source page read at
03:29 on 25 Sep 2026 (Vietnam time)
Channel
online
Interest paid
at maturity
Conditions (original, Vietnamese)
Online deposit rate table compiled by the press
Cross-check
Recorded from the bank's published page; no second source yet
9 months 2.90 online at maturity Online deposit rate table compiled by the…
receipt
Source
vietnamnet.vn
Source page read at
03:29 on 25 Sep 2026 (Vietnam time)
Channel
online
Interest paid
at maturity
Conditions (original, Vietnamese)
Online deposit rate table compiled by the press
Cross-check
Recorded from the bank's published page; no second source yet
12 months 3.70 online at maturity Online deposit rate table compiled by the…
receipt
Source
vietnamnet.vn
Source page read at
03:29 on 25 Sep 2026 (Vietnam time)
Channel
online
Interest paid
at maturity
Conditions (original, Vietnamese)
Online deposit rate table compiled by the press
Cross-check
Recorded from the bank's published page; no second source yet
18 months 3.90 online at maturity Online deposit rate table compiled by the…
receipt
Source
vietnamnet.vn
Source page read at
03:29 on 25 Sep 2026 (Vietnam time)
Channel
online
Interest paid
at maturity
Conditions (original, Vietnamese)
Online deposit rate table compiled by the press
Cross-check
Recorded from the bank's published page; no second source yet
  1. We have not been able to read SCB's own published page directly. The rates below come from the deposit rate table the press publishes daily (vietnamnet.vn) — not from the bank itself.
  2. According to the rate table in the press, SCB pays 3.7%/yr on the 12-month term.
  3. The press table lists 5 terms for SCB, from 3 to 18 months.

03 SCB loan rates

We have not been able to read SCB's loan rate sheet. Banks are not required to publish loan rates, and most only say "attractive rates" and invite a phone call. See the loan rate table for all banks →

Lãi suất ngân hàng khác

Mức niêm yết cao nhất kỳ hạn 12 tháng, xếp từ cao xuống thấp.

The figures are collected automatically from the deposit rate tables the press publishes daily and checked against a rule set before publication. We are not affiliated with SCB and take no commission from the bank. See how we collect these numbers.

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