Data edition 25 Sep 2026 · read 14 days ago
Interest rates CIMB
Ngân hàng CIMB Việt Nam
Published rates
Highest published rate · 12 months
6.60%/yr
66,000,000 VND in interest at maturity
above 3,500,000 VND compared with the market median (6.25%/yr)
A deposit of VND 1 billion · 12 months · interest paid at maturity · cross-checked against cimbbank.com.vn
Mức niêm yết cao nhất của CIMB hôm nay là 6.60%/năm, kỳ hạn 12 tháng. Trung vị thị trường cùng kỳ hạn là 6.25%/năm. Gửi 1 tỷ đồng 12 tháng ở mức này nhận khoảng 66,000,000 đ tiền lãi.
Cross-checked at source: cimbbank.com.vn .
- 3-month term
- 4.75%/yr 0.06 pts above the market median
- 6-month term
- 6.20%/yr 0.1 pts above the market median
- 12-month term
- 6.60%/yr 0.35 pts above the market median
Term curve
The highest rate CIMB publishes at each term · vertical axis 4.75–6.6 %/yr · horizontal axis ordered by term
How much interest would you earn at CIMB?
Simple interest, paid at maturity, using the highest rate at each term in the sheet.
6-month term · 6.20%
- 100,000,000 VND
- +3,100,000 VND
- 500,000,000 VND
- +15,500,000 VND
- 1,000,000,000 VND
- +31,000,000 VND
12-month term · 6.60%
- 100,000,000 VND
- +6,600,000 VND
- 500,000,000 VND
- +33,000,000 VND
- 1,000,000,000 VND
- +66,000,000 VND
Another amount: open the interest calculator →
02 CIMB savings rates
One term can carry several different rates depending on the deposit channel, the payout option, the deposit tier and the customer group. The table keeps all 6 rows rather than collapsing them into one representative figure — the Conditions column says who each rate applies to.
Full rate sheet 6 rows · every channel, payout option and condition
| Term | Interest rates | Channel | Interest paid | Conditions | Source |
|---|---|---|---|---|---|
| 1 month | 4.75 | — | at maturity | cột khách hàng tiêu chuẩn (neo x=239) · 1… | receipt
|
| 2 months | 4.75 | — | at maturity | cột khách hàng tiêu chuẩn (neo x=239) · 2… | receipt
|
| 3 months | 4.75 | — | at maturity | cột khách hàng tiêu chuẩn (neo x=239) · 3… | receipt
|
| 6 months | 6.20 | — | at maturity | cột khách hàng tiêu chuẩn (neo x=239) · 6… | receipt
|
| 9 months | 6.20 | — | at maturity | cột khách hàng tiêu chuẩn (neo x=239) · 9… | receipt
|
| 12 months | 6.60 | — | at maturity | cột khách hàng tiêu chuẩn (neo x=239) · 12… | receipt
|
- CIMB pays 6.6%/yr on the 12-month term.
- CIMB publishes 6 terms, from 1 to 12 months.
03 CIMB loan rates
Only rates for individual customers are shown. Banks list several rates by customer segment and drawdown date, so the table below gives a range rather than a single figure.
| Rate type | Rate | Notes | Source |
|---|---|---|---|
| Average lending rate | 9.75 | Lãi suất cho vay bình quân công bố định kỳ | receipt
|
| Floating rate | 7.9 | đọc lớp chữ của PDF bằng model, hai lượt… | receipt
|
| Promotional rate | 1.35–1.96 | 2 published rates · Có chứng minh thu nhập, theo dư nợ giảm dần | receipt
|
The base rate is what the floating rate is computed from once the promotional period ends, plus a spread of usually 3–4%/yr. That is the number that decides the cost of a long-term loan, not the first-year promotional rate the bank advertises.
Lãi suất ngân hàng khác
Mức niêm yết cao nhất kỳ hạn 12 tháng, xếp từ cao xuống thấp.
The figures are collected automatically from CIMB's own published pages and checked against a rule set before publication. We are not affiliated with CIMB and take no commission from the bank. See how we collect these numbers.