Data edition 08 Oct 2026
Interest rates Sacombank
Ngân hàng TMCP Sài Gòn Thương Tín
Market rate
Highest market rate · 12 months · recorded 06 Oct
9.65%/yr +2.15 pts
96,500,000 VND in interest at maturity
if the bank applies this rate to your VND 1 billion deposit
- Deposit tier
- from VND 1 billion
- Region
- not stated
- Source
- Rate poster image · sources: 1 · read 06 Oct · 20:58
The bank does not publish this rate on its official site — this is a market rate, not a published rate.
Published rates
Highest published rate · 12 months
7.50%/yr
75,000,000 VND in interest at maturity
above 12,500,000 VND compared with the market median (6.25%/yr)
A deposit of VND 1 billion · 12 months · interest paid at maturity · cross-checked against sacombank.com.vn
Mức niêm yết cao nhất của Sacombank hôm nay là 7.50%/năm, kỳ hạn 12 tháng. Trung vị thị trường cùng kỳ hạn là 6.25%/năm. Gửi 1 tỷ đồng 12 tháng ở mức này nhận khoảng 75,000,000 đ tiền lãi.
Cross-checked at source: sacombank.com.vn .
- 3-month term
- 4.75%/yr 0.06 pts above the market median
- 6-month term
- 7.20%/yr 1.1 pts above the market median
- 12-month term
- 7.50%/yr 1.25 pts above the market median
Term curve
The highest rate Sacombank publishes at each term · vertical axis 4.75–7.5 %/yr · horizontal axis ordered by term
How much interest would you earn at Sacombank?
Simple interest, paid at maturity, using the highest rate at each term in the sheet.
6-month term · 7.20%
- 100,000,000 VND
- +3,600,000 VND
- 500,000,000 VND
- +18,000,000 VND
- 1,000,000,000 VND
- +36,000,000 VND
12-month term · 7.50%
- 100,000,000 VND
- +7,500,000 VND
- 500,000,000 VND
- +37,500,000 VND
- 1,000,000,000 VND
- +75,000,000 VND
Another amount: open the interest calculator →
01 Market rates actually quoted at Sacombank
Only records that clear the automated gate appear here — the bank identified, the figure explicit, the post still inside the 14-day window. These are the rates depositors and bank staff share publicly — Sacombank does not publish this rate on its own site — so they sit in a separate evidence layer and are never mixed into the published rates above.
39 rows can be matched against the rate Sacombank publishes for the same term. Each row states the deposit tier, the region, the confidence label and the time the post was read.
| Term | Market rate | Date | Time |
|---|---|---|---|
| 1 month | 4.75 | 06 Oct | 16:50 |
| 2 months | 4.75 | 06 Oct | 16:50 |
| 3 months | 4.75 | 06 Oct | 16:50 |
| 4 months | 4.75 | 06 Oct | 16:50 |
| 5 months | 4.75 | 06 Oct | 16:50 |
| 6 months | 9.35 | 04 Oct | 18:21 |
| 6 months | 9.40 | 07 Oct | 08:38 |
| 6 months | 9.00 | 06 Oct | 15:25 |
| 6 months | 9.10 | 06 Oct | 18:07 |
| 6 months | 8.70 | 05 Oct | 20:58 |
| 6 months | 9.60conditional maximum | 07 Oct | 16:39 |
| 6 months | 9.40 | 30 Sep | 22:26 |
| 6 months | 9.40 | 04 Oct | 20:55 |
| 6 months | 9.00 | 01 Oct | 12:08 |
| 6 months | 9.60 | 04 Oct | 20:55 |
| 6 months | 9.20 | 05 Oct | 13:31 |
| 6 months | 9.10 | 01 Oct | 12:09 |
| 6 months | 9.80 | 06 Oct | 15:31 |
| 6 months | 9.60conditional maximum | 07 Oct | 17:17 |
| 6 months | 9.60 | 07 Oct | 22:02 |
| 6 months | 8.20 | 05 Oct | 20:58 |
| 7 months | 9.45 | 07 Oct | 07:09 |
| 8 months | 9.45 | 07 Oct | 07:09 |
| 9 months | 9.65 | 04 Oct | 20:59 |
| 9 months | 9.45 | 07 Oct | 07:09 |
| 10 months | 9.60 | 03 Oct | 20:52 |
| 10 months | 9.45 | 07 Oct | 07:09 |
| 11 months | 9.45 | 07 Oct | 07:09 |
| 12 months | 9.65 | 06 Oct | 20:58 |
| 12 months | 9.50 | 06 Oct | 18:10 |
| 12 monthsplus 1 more | 9.65 | 04 Oct | 20:59 |
| 12 months | 9.50 | 01 Oct | 15:12 |
| 13 months | 9.60 | 04 Oct | 21:42 |
| 18 months | 9.80 | 03 Oct | 21:27 |
| 24 months | 9.90 | 04 Oct | 21:32 |
| 36 months | 9.40 | 05 Oct | 20:58 |
| 36 months | 9.90 | 04 Oct | 21:32 |
| 36 months | 9.60 | 02 Oct | 13:36 |
A further 41 rows clear the gate but cannot yet be matched against the published rate sheet: the term or a necessary condition is missing.
| Term | Market rate | Not cross-checked because | Date | Time |
|---|---|---|---|---|
| not stated | 9.10 | the post states no term — it cannot be cross-checked against a published rate | 07 Oct | 17:15 |
| not stated | 9.30 | the post states no term — it cannot be cross-checked against a published rate | 07 Oct | 17:15 |
| not stated | 9.60conditional maximum | the post states no term — it cannot be cross-checked against a published rate | 08 Oct | 16:49 |
| not stated | 9.60conditional maximum | the post states no term — it cannot be cross-checked against a published rate | 08 Oct | 10:24 |
| not stated | 9.60 | the post states no term — it cannot be cross-checked against a published rate | 08 Oct | 08:47 |
| not stated | 9.10 | the post states no term — it cannot be cross-checked against a published rate | 07 Oct | 12:01 |
| not stated | 8.90 | the post states no term — it cannot be cross-checked against a published rate | 07 Oct | 08:38 |
| not stated | 9.00 | the post states no term — it cannot be cross-checked against a published rate | 07 Oct | 08:38 |
| not stated | 9.20 | the post states no term — it cannot be cross-checked against a published rate | 07 Oct | 08:38 |
| not stated | 9.60 | the post states no term — it cannot be cross-checked against a published rate | 07 Oct | 08:38 |
| not stated | 9.50conditional maximum | the post states no term — it cannot be cross-checked against a published rate | 08 Oct | 18:00 |
| not stated | 9.60 | the post states no term — it cannot be cross-checked against a published rate | 08 Oct | 18:00 |
| not stated | 9.60 | the post states no term — it cannot be cross-checked against a published rate | 08 Oct | 13:09 |
| not stated | 8.20 | the post states no term — it cannot be cross-checked against a published rate | 07 Oct | 08:11 |
| not stated | 9.60 | the post states no term — it cannot be cross-checked against a published rate | 08 Oct | 18:29 |
| not stated | 8.20 | the post states no term — it cannot be cross-checked against a published rate | 06 Oct | 12:35 |
| not stated | 8.90 | the post states no term — it cannot be cross-checked against a published rate | 06 Oct | 12:35 |
| not stated | 9.00 | the post states no term — it cannot be cross-checked against a published rate | 06 Oct | 12:35 |
| not stated | 9.60 | the post states no term — it cannot be cross-checked against a published rate | 06 Oct | 12:35 |
| not stated | 9.20 | the post states no term — it cannot be cross-checked against a published rate | 06 Oct | 12:35 |
| not stated | 9.10 | the post states no term — it cannot be cross-checked against a published rate | 06 Oct | 14:23 |
| not stated | 9.60conditional maximum | the post states no term — it cannot be cross-checked against a published rate | 06 Oct | 14:07 |
| not stated | 9.40 | the post states no term — it cannot be cross-checked against a published rate | 06 Oct | 09:13 |
| not stated | 9.40conditional maximum | the post states no term — it cannot be cross-checked against a published rate | 06 Oct | 09:14 |
| not stated | 9.50 | the post states no term — it cannot be cross-checked against a published rate | 07 Oct | 18:04 |
| not stated | 9.60conditional maximum | the post states no term — it cannot be cross-checked against a published rate | 07 Oct | 15:56 |
| not stated | 9.60 | the post states no term — it cannot be cross-checked against a published rate | 07 Oct | 12:01 |
| not stated | 9.60 | the post states no term — it cannot be cross-checked against a published rate | 07 Oct | 16:47 |
| not stated | 9.30 | the post states no term — it cannot be cross-checked against a published rate | 07 Oct | 11:24 |
| not stated | 9.30 | the post states no term — it cannot be cross-checked against a published rate | 08 Oct | 18:00 |
| not stated | 9.40 | the post states no term — it cannot be cross-checked against a published rate | 08 Oct | 18:00 |
| not stated | 9.40 | the post states no term — it cannot be cross-checked against a published rate | 06 Oct | 13:04 |
| not stated | 9.70 | the post states no term — it cannot be cross-checked against a published rate | 05 Oct | 18:24 |
| not stated | 9.70 | the post states no term — it cannot be cross-checked against a published rate | 05 Oct | 17:38 |
| not stated | 8.50 | the post states no term — it cannot be cross-checked against a published rate | 30 Sep | 11:17 |
| not stated | 8.70 | the post states no term — it cannot be cross-checked against a published rate | 30 Sep | 11:17 |
| not stated | 9.00 | the post states no term — it cannot be cross-checked against a published rate | 30 Sep | 11:17 |
| not stated | 9.30 | the post states no term — it cannot be cross-checked against a published rate | 30 Sep | 11:17 |
| not stated | 9.10 | the post states no term — it cannot be cross-checked against a published rate | 03 Oct | 11:30 |
| not stated | 9.30 | the post states no term — it cannot be cross-checked against a published rate | 03 Oct | 11:30 |
| 60 months | 9.60 | no published rate at the same term to cross-check against | 05 Oct | 20:58 |
02 Sacombank savings rates
One term can carry several different rates depending on the deposit channel, the payout option, the deposit tier and the customer group. The table keeps all 29 rows rather than collapsing them into one representative figure — the Conditions column says who each rate applies to.
Full rate sheet 29 rows · every channel, payout option and condition
| Term | Interest rates | Channel | Interest paid | Conditions | Source |
|---|---|---|---|---|---|
| 1 month | 4.75 | — | at maturity | at maturity · read from the PDF, source… | receipt
|
| 2 months | 4.75 | — | at maturity | at maturity · read from the PDF, source… | receipt
|
| 3 months | 4.75 | — | at maturity | at maturity · read from the PDF, source… | receipt
|
| 4 months | 4.75 | — | at maturity | Kỳ hạn gửi Lãi cuối kỳ Lãi hàng quý Lãi… | receipt
|
| 5 months | 4.75 | — | at maturity | Kỳ hạn gửi Lãi cuối kỳ Lãi hàng quý Lãi… | receipt
|
| 6 months | 7.20 | — | at maturity | at maturity · read from the PDF, source… | receipt
|
| 6.40 | — | at maturity | Kỳ hạn gửi Lãi cuối kỳ Lãi hàng quý Lãi… | receipt
|
|
| 7 months | 7.20 | — | at maturity | at maturity · read from the PDF, source… | receipt
|
| 6.40 | — | at maturity | Kỳ hạn gửi Lãi cuối kỳ Lãi hàng quý Lãi… | receipt
|
|
| 8 months | 7.20 | — | at maturity | at maturity · read from the PDF, source… | receipt
|
| 6.40 | — | at maturity | Kỳ hạn gửi Lãi cuối kỳ Lãi hàng quý Lãi… | receipt
|
|
| 9 months | 7.20 | — | at maturity | at maturity · read from the PDF, source… | receipt
|
| 6.40 | — | at maturity | Kỳ hạn gửi Lãi cuối kỳ Lãi hàng quý Lãi… | receipt
|
|
| 10 months | 7.20 | — | at maturity | at maturity · read from the PDF, source… | receipt
|
| 6.40 | — | at maturity | Kỳ hạn gửi Lãi cuối kỳ Lãi hàng quý Lãi… | receipt
|
|
| 11 months | 7.20 | — | at maturity | at maturity · read from the PDF, source… | receipt
|
| 6.40 | — | at maturity | Kỳ hạn gửi Lãi cuối kỳ Lãi hàng quý Lãi… | receipt
|
|
| 12 months | 7.50 | — | at maturity | at maturity · read from the PDF, source… | receipt
|
| 6.10 | — | at maturity | Kỳ hạn gửi Lãi cuối kỳ Lãi hàng quý Lãi… | receipt
|
|
| 13 months | 7.50 | — | at maturity | at maturity · read from the PDF, source… | receipt
|
| 6.10 | — | at maturity | Kỳ hạn gửi Lãi cuối kỳ Lãi hàng quý Lãi… | receipt
|
|
| 15 months | 7.50 | — | at maturity | at maturity · read from the PDF, source… | receipt
|
| 6.20 | — | at maturity | Kỳ hạn gửi Lãi cuối kỳ Lãi hàng quý Lãi… | receipt
|
|
| 18 months | 7.50 | — | at maturity | at maturity · read from the PDF, source… | receipt
|
| 6.20 | — | at maturity | Kỳ hạn gửi Lãi cuối kỳ Lãi hàng quý Lãi… | receipt
|
|
| 24 months | 7.80 | — | at maturity | at maturity · read from the PDF, source… | receipt
|
| 6.90 | — | at maturity | Kỳ hạn gửi Lãi cuối kỳ Lãi hàng quý Lãi… | receipt
|
|
| 36 months | 7.80 | — | at maturity | at maturity · read from the PDF, source… | receipt
|
| 6.90 | — | at maturity | Kỳ hạn gửi Lãi cuối kỳ Lãi hàng quý Lãi… | receipt
|
- Sacombank pays 7.5%/yr on the 12-month term.
- Sacombank publishes 17 terms, from 1 to 36 months.
- Sacombank's base lending rate is 8.2%/yr — this is the rate the floating interest is computed from once the promotional period ends, plus a margin of 3–4%/yr.
- Gap between the base lending rate and the 12-month deposit rate: 0.7 percentage points.
03 Sacombank loan rates
Only rates for individual customers are shown. Banks list several rates by customer segment and drawdown date, so the table below gives a range rather than a single figure.
| Rate type | Rate | Notes | Source |
|---|---|---|---|
| Reference rate | 8.2–10.5 | 3 published rates · đọc lớp chữ của PDF bằng model, hai lượt… | receipt
|
The base rate is what the floating rate is computed from once the promotional period ends, plus a spread of usually 3–4%/yr. That is the number that decides the cost of a long-term loan, not the first-year promotional rate the bank advertises.
Lãi suất ngân hàng khác
Mức niêm yết cao nhất kỳ hạn 12 tháng, xếp từ cao xuống thấp.
OCB 7.40% LPBank 7.20% Saigonbank 7.20% UOB 7.20% Bac A Bank 7.10% PGBank 7.10% MBV 7.00% BVBank 6.90% VCBNeo 6.80% CIMB 6.60% Nam A Bank 6.60% Public Bank 6.60% SHB 6.50% MB 6.40% NCB 6.40% Techcombank 6.25% VPBank 6.25% VietABank 6.10% VietBank 6.10% Vikki Bank 6.10% ABBANK 6.05% HDBank 5.95% ACB 5.90% Agribank 5.90% BIDV 5.90% TPBank 5.90% Vietcombank 5.90% VietinBank 5.90% HSBC 5.75% Standard Chartered 5.75% GPBank 5.55% KienlongBank 5.50% PVcomBank 5.30% Eximbank 5.00% SeABank 4.80% SCB 3.70% MSB Shinhan Bank VIB
Sacombank priority banking requirements
Sacombank Imperial
—No public threshold found
4 đặc quyền
- ưu tiên giao dịch tại mọi điểm
- ưu đãi tại trung tâm mua sắm, spa, sân golf, nhà hàng, khách sạn cao cấp
- hơn 1.300 phòng chờ sân bay
- thẻ thanh toán Visa Imperial Signature miễn phí thường niên, bảo hiểm du lịch 10,5 tỷ
Secondary source · Source · checked 18 Sep 2026
The figures are collected automatically from Sacombank's own published pages and checked against a rule set before publication. We are not affiliated with Sacombank and take no commission from the bank. See how we collect these numbers.