Data edition 03 Oct 2026 · read 6 days ago
Interest rates Agribank
Ngân hàng Nông nghiệp và Phát triển Nông thôn Việt Nam
Published rates
Highest published rate · 12 months
5.90%/yr
59,000,000 VND in interest at maturity
below 3,500,000 VND compared with the market median (6.25%/yr)
A deposit of VND 1 billion · 12 months · interest paid at maturity · cross-checked against agribank.com.vn
Mức niêm yết cao nhất của Agribank hôm nay là 5.90%/năm, kỳ hạn 12 tháng. Trung vị thị trường cùng kỳ hạn là 6.25%/năm. Gửi 1 tỷ đồng 12 tháng ở mức này nhận khoảng 59,000,000 đ tiền lãi.
Cross-checked at source: agribank.com.vn .
- 3-month term
- 2.90%/yr 1.79 pts below the market median
- 6-month term
- 4.00%/yr 2.1 pts below the market median
- 12-month term
- 5.90%/yr 0.35 pts below the market median
Term curve
The highest rate Agribank publishes at each term · vertical axis 2.6–5.9 %/yr · horizontal axis ordered by term
How much interest would you earn at Agribank?
Simple interest, paid at maturity, using the highest rate at each term in the sheet.
6-month term · 4.00%
- 100,000,000 VND
- +2,000,000 VND
- 500,000,000 VND
- +10,000,000 VND
- 1,000,000,000 VND
- +20,000,000 VND
12-month term · 5.90%
- 100,000,000 VND
- +5,900,000 VND
- 500,000,000 VND
- +29,500,000 VND
- 1,000,000,000 VND
- +59,000,000 VND
Another amount: open the interest calculator →
01 Market rates actually quoted at Agribank
Only records that clear the automated gate appear here — the bank identified, the figure explicit, the post still inside the 14-day window. These are the rates depositors and bank staff share publicly — Agribank does not publish this rate on its own site — so they sit in a separate evidence layer and are never mixed into the published rates above.
1 rows can be matched against the rate Agribank publishes for the same term. Each row states the deposit tier, the region, the confidence label and the time the post was read.
| Term | Market rate | Date | Time |
|---|---|---|---|
| 6 months | 8.00conditional maximum | 03 Oct | 20:56 |
02 Agribank savings rates
One term can carry several different rates depending on the deposit channel, the payout option, the deposit tier and the customer group. The table keeps all 18 rows rather than collapsing them into one representative figure — the Conditions column says who each rate applies to.
Full rate sheet 18 rows · every channel, payout option and condition
| Term | Interest rates | Channel | Interest paid | Conditions | Source |
|---|---|---|---|---|---|
| No fixed term | 0.20 | — | at maturity | No fixed term | two sources agree
|
| 0.20 | — | at maturity | Tiền gửi thanh toán | two sources agree
|
|
| 1 month | 2.60 | — | at maturity | 1 Tháng | two sources agree
|
| 2 months | 2.60 | — | at maturity | 2 Tháng | two sources agree
|
| 3 months | 2.90 | — | at maturity | 3 Tháng | two sources agree
|
| 4 months | 2.90 | — | at maturity | 4 Tháng | two sources agree
|
| 5 months | 2.90 | — | at maturity | 5 Tháng | two sources agree
|
| 6 months | 4.00 | — | at maturity | 6 Tháng | two sources agree
|
| 7 months | 4.00 | — | at maturity | 7 Tháng | two sources agree
|
| 8 months | 4.00 | — | at maturity | 8 Tháng | two sources agree
|
| 9 months | 4.00 | — | at maturity | 9 Tháng | two sources agree
|
| 10 months | 4.00 | — | at maturity | 10 Tháng | two sources agree
|
| 11 months | 4.00 | — | at maturity | 11 Tháng | two sources agree
|
| 12 months | 5.90 | — | at maturity | 12 Tháng | two sources agree
|
| 13 months | 5.90 | — | at maturity | 13 Tháng | two sources agree
|
| 15 months | 5.90 | — | at maturity | 15 Tháng | two sources agree
|
| 18 months | 5.90 | — | at maturity | 18 Tháng | two sources agree
|
| 24 months | 6.00 | — | at maturity | 24 Tháng | two sources agree
|
- Agribank pays 5.9%/yr on the 12-month term.
- Agribank publishes 16 terms, from 1 to 24 months.
- Agribank's base lending rate is 6.1%/yr — this is the rate the floating interest is computed from once the promotional period ends, plus a margin of 3–4%/yr.
- Gap between the base lending rate and the 12-month deposit rate: 0.2 percentage points.
03 Agribank loan rates
Only rates for individual customers are shown. Banks list several rates by customer segment and drawdown date, so the table below gives a range rather than a single figure.
| Rate type | Rate | Notes | Source |
|---|---|---|---|
| Reference rate | 5.35–6.1 | 2 published rates · Lãi suất cho vay bình quân và chênh lệch… | receipt
|
The base rate is what the floating rate is computed from once the promotional period ends, plus a spread of usually 3–4%/yr. That is the number that decides the cost of a long-term loan, not the first-year promotional rate the bank advertises.
Lãi suất ngân hàng khác
Mức niêm yết cao nhất kỳ hạn 12 tháng, xếp từ cao xuống thấp.
Agribank priority banking requirements
Khách hàng ưu tiên Agribank
—No public threshold found
1 đặc quyền
- quay số may mắn tháng sinh nhật trên Agribank Plus (giải nhất sổ tiết kiệm 5 triệu; nhì 1 triệu; ba 500.000đ; khuyến khích 300.000đ)
Secondary source · Source · checked 18 Sep 2026
The figures are collected automatically from Agribank's own published pages and checked against a rule set before publication. We are not affiliated with Agribank and take no commission from the bank. See how we collect these numbers.