Data edition 08 Oct 2026
Interest rates BIDV
Ngân hàng TMCP Đầu tư và Phát triển Việt Nam
Market rate
Highest market rate · 12 months · recorded 03 Oct
9.10%/yr +3.2 pts
80,000,000–91,000,000 VND in interest at maturity
if the bank applies this rate to your VND 1 billion deposit
- Deposit tier
- not stated
- Region
- not stated
- Source
- Multi-source survey · sources: 6 · read 03 Oct · 21:03
The bank does not publish this rate on its official site — this is a market rate, not a published rate.
Published rates
Highest published rate · 12 months
in branch
5.90%/yr
59,000,000 VND in interest at maturity
below 3,500,000 VND compared with the market median (6.25%/yr)
A deposit of VND 1 billion · 12 months · interest paid at maturity · cross-checked against bidv.com.vn
Mức niêm yết cao nhất của BIDV hôm nay là 5.90%/năm, kỳ hạn 12 tháng. Trung vị thị trường cùng kỳ hạn là 6.25%/năm. Gửi 1 tỷ đồng 12 tháng ở mức này nhận khoảng 59,000,000 đ tiền lãi.
Cross-checked at source: bidv.com.vn .
- 3-month term
- 2.40%/yr 2.29 pts below the market median
- 6-month term
- 3.50%/yr 2.6 pts below the market median
- 12-month term
- 5.90%/yr 0.35 pts below the market median
Term curve
The highest rate BIDV publishes at each term · vertical axis 2.1–5.9 %/yr · horizontal axis ordered by term
How much interest would you earn at BIDV?
Simple interest, paid at maturity, using the highest rate at each term in the sheet.
6-month term · 3.50%
- 100,000,000 VND
- +1,750,000 VND
- 500,000,000 VND
- +8,750,000 VND
- 1,000,000,000 VND
- +17,500,000 VND
12-month term · 5.90%
- 100,000,000 VND
- +5,900,000 VND
- 500,000,000 VND
- +29,500,000 VND
- 1,000,000,000 VND
- +59,000,000 VND
Another amount: open the interest calculator →
01 Market rates actually quoted at BIDV
Only records that clear the automated gate appear here — the bank identified, the figure explicit, the post still inside the 14-day window. These are the rates depositors and bank staff share publicly — BIDV does not publish this rate on its own site — so they sit in a separate evidence layer and are never mixed into the published rates above.
7 rows can be matched against the rate BIDV publishes for the same term. Each row states the deposit tier, the region, the confidence label and the time the post was read.
| Term | Market rate | Date | Time |
|---|---|---|---|
| 1 month | 4.10 | 06 Oct | 21:10 |
| 6 months | 7.80 | 08 Oct | 18:18 |
| 6 months | 9.00 | 05 Oct | 21:03 |
| 12 months | 9.10 | 03 Oct | 21:03 |
| 13 months | 9.20 | 03 Oct | 21:03 |
| 18 months | 9.00 | 05 Oct | 21:03 |
| 24 months | 9.40 | 05 Oct | 21:03 |
A further 6 rows clear the gate but cannot yet be matched against the published rate sheet: the term or a necessary condition is missing.
| Term | Market rate | Not cross-checked because | Date | Time |
|---|---|---|---|---|
| not stated | 8.00 | the post states no term — it cannot be cross-checked against a published rate | 07 Oct | 22:34 |
| not stated | 8.00 | the post states no term — it cannot be cross-checked against a published rate | 06 Oct | 19:00 |
| not stated | 8.00 | the post states no term — it cannot be cross-checked against a published rate | 06 Oct | 11:05 |
| not stated | 8.00conditional maximum | the post states no term — it cannot be cross-checked against a published rate | 07 Oct | 08:45 |
| not stated | 8.10conditional maximum | the post states no term — it cannot be cross-checked against a published rate | 07 Oct | 10:58 |
| 11 months | 9.00 | no published rate at the same term to cross-check against | 05 Oct | 21:03 |
02 BIDV savings rates
One term can carry several different rates depending on the deposit channel, the payout option, the deposit tier and the customer group. The table keeps all 13 rows rather than collapsing them into one representative figure — the Conditions column says who each rate applies to.
Full rate sheet 13 rows · every channel, payout option and condition
| Term | Interest rates | Channel | Interest paid | Conditions | Source |
|---|---|---|---|---|---|
| No fixed term | 0.10 | in branch | at maturity | by region… | two sources agree
|
| 1 month | 2.10 | in branch | at maturity | by region… | two sources agree
|
| 2 months | 2.10 | in branch | at maturity | by region… | two sources agree
|
| 3 months | 2.40 | in branch | at maturity | by region… | two sources agree
|
| 5 months | 2.40 | in branch | at maturity | by region… | two sources agree
|
| 6 months | 3.50 | in branch | at maturity | by region… | two sources agree
|
| 9 months | 3.50 | in branch | at maturity | by region… | two sources agree
|
| 12 months | 5.90 | in branch | at maturity | by region… | two sources agree
|
| 13 months | 5.90 | in branch | at maturity | by region… | two sources agree
|
| 15 months | 5.90 | in branch | at maturity | by region… | two sources agree
|
| 18 months | 5.90 | in branch | at maturity | by region… | two sources agree
|
| 24 months | 6.00 | in branch | at maturity | by region… | two sources agree
|
| 36 months | 6.00 | in branch | at maturity | by region… | two sources agree
|
- BIDV pays 5.9%/yr on the 12-month term.
- BIDV publishes 12 terms, from 1 to 36 months.
03 BIDV loan rates
We have not been able to read BIDV's loan rate sheet. Banks are not required to publish loan rates, and most only say "attractive rates" and invite a phone call. See the loan rate table for all banks →
Lãi suất ngân hàng khác
Mức niêm yết cao nhất kỳ hạn 12 tháng, xếp từ cao xuống thấp.
BIDV priority banking requirements
BIDV Premier
—No public threshold found
5 đặc quyền
- miễn phí quản lý tài khoản, nộp/rút, SMS
- miễn phí chuyển tiền trên BIDV SmartBanking; giảm phí chuyển ngoài hệ thống/quốc tế
- thẻ tín dụng cao cấp miễn phí phát hành và thường niên
- hotline 24/7 1900 9247
- bác sĩ gia đình (tư vấn qua app, đặt lịch)
Secondary source · Source · checked 18 Sep 2026
The figures are collected automatically from BIDV's own published pages and checked against a rule set before publication. We are not affiliated with BIDV and take no commission from the bank. See how we collect these numbers.